For buyers with steady income and established credit. Low down payment options are available for eligible first-time buyers.
A government-backed loan with more flexible credit requirements than most conventional loans.
For self-employed buyers, investors and anyone whose income does not fit standard guidelines. Income can be documented in other ways. DSCR for investors
Financing for commercial real estate and investment properties.
Self-employed? Qualify using 12 or 24 months of personal or business bank statements instead of tax returns. How it works
Qualify using a Profit and Loss statement for your business instead of tax returns.
No Social Security Number? If you file taxes with an ITIN, there are loan programs designed for you. How it works
For eligible veterans, active-duty service members and surviving spouses.
Live outside the U.S.? Buy property here using your passport and foreign income, without U.S. credit history. How it works
Finance the purchase and the renovation of an investment property in one loan.
Build your home with one loan that covers construction and becomes your mortgage at the end (one-time close).
For homeowners 62 and older (some private programs start at 55). Turn home equity into cash with no monthly mortgage payment; you still pay property taxes, insurance and upkeep.
Financing for churches and places of worship.
A government-backed loan for homes in eligible rural and suburban areas, for buyers within the program’s income limits.
Access a flexible line of credit using your home equity. Borrow only what you need and pay interest just on the amount you use.
For homes above the conforming loan limit, for buyers with strong financial profiles.
Buy your next home without waiting to sell your current one. A bridge loan gives you temporary financing using your home equity, helping you move fast and confidently.
Down payment, rate and eligibility depend on the program, the lender and your profile. Your loan officer will show you the actual requirements for your case before you apply.
